Energy Bill Busting Tips

Are you dreading your next electricity bill? Starting to worry about how the increases in electricity costs are going to affect you. Well you’re not on your own, so here is what you can do to reduce your anxiety and your bills.

Most of the time simple and easy common sense measures can shave hundreds of dollars off your bills just by following these steps.

Top Ten Ways to Reduce Your Bills FOR FREE

1. Most people do not realise how much electricity a simple light bulb could be adding to the cost of their electricity bills. Turning off lights when you exit a room will make a big difference.

2. Try to avoid using the clothes dryer, if the weather is bad buy a clothes rank that you can use inside.

3. If going on holidays, turn off your electric hot water system at the meter board to avoid the system constantly heating up water when it’s not being used.

4. If you have a peak smart enabled air conditioner you can connect your air-conditioning unit to Tariff 33 – which provides a guaranteed 18 hours of electricity at tariff 33 rates. You may not be able to turn on the system on during peak times, but this could be a good compromise to still enjoy your heating/cooling system without costing the earth. Energex are currently offering $250 reward for split system (peak smart enabled) and $500 reward for ducted systems (peak smart enabled). To see whether your air conditioner is eligible go to the Energex website.

5. An old inefficient pool pump could be costing you up to $640 annually to run on tariff 11. By connect your pool pump to Tariff 33 (if possible) could save you hundreds off your bill. Energex are currently offering a $250 reward for connecting your pool pump to Tariff 33.

6. Turn off additional refrigerators. Have a good think about how much you really use the other fridge. If it’s only for the occasional party switch it off in-between time or if it is to store extra food think whether you really need to store this much as you could be paying a fortune for “just in case you need it”.

7. When running your air conditioner set the temperature to 23 degrees in Summer, as every degree below this will cost you 10% more in running costs (eg. Running at 20 degrees will cost you 30% more than running it at 23 degrees) Or to save more open windows for ventilation rather than turning on the air conditioner in summer time.

8. Use cold water to wash your clothes. With the many washing detergents available today that are made for cold water washing it makes sense to use these rather using your electricity to heat up the water.

9. Once the weather starts to cool down, remember to close any windows that have been left open, use a throw blanket to snuggle up and keep warm whilst watching TV and get out the ugg boots. . If you do turn on the heater, keep the heat in the room you’re in by closing the door.

10. Using low flow showerheads in your shower usually consume less energy and provide the same amount of comfort.

All these free suggestions will reduce your energy usage and your power bills but they do take self discipline and children are often the worst offenders in leaving everything turned on. So if you don’t want to comprise on life style you can still reduce your bills by purchasing energy saving products such as a solar hot water system, solar power system, led lighting, skylights and monitoring systems. If you’d like to find out more visit www.anyenergy.com.au

Why upgrade to enterprise risk management?

The Global Financial Crisis taught us the importance of robust risk management practices in identifying and addressing issues that have the potential to impact on overall business objectives. Many organisations have implemented risk management programs, however a significant proportion of these have yet to realise the benefits of upgrading their programs to best-practice Enterprise Risk Management.

What’s the problem with traditional risk management programs?

Historically, risk management has tended to focus only on the negative – how do we identify what might go wrong? How bad will things get if it does? How can we stop it?

Another feature of old-fashioned risk management has been the tendency for it to be “siloed”, with each section of an organisation having its own approach to managing risk.

Modern, best practice Enterprise Risk Management has moved contemporary risk management programs and thinking beyond these limitations.

Why is Enterprise Risk Management better?

Enterprise Risk Management (also known as ERM) has a range of benefits for contemporary businesses:

  • ERM achieves efficiencies across the whole of the organisation by integrating a common approach throughout all functional areas.
  • ERM avoids the pitfall of concentrating on minor risks (such as slip hazards) at the expense of big picture risks (such as failure of critical infrastructure).
  • ERM captures the positive side of risk management, by also considering opportunities for new services, process efficiencies, improved methods of service delivery etc.

What strategies assist adoption of Enterprise Risk Management?

 

QRMC frequently assists organisations to develop or expand their risk management programs to embrace Enterprise Risk Management. Our experience suggests that useful strategies to successfully move to Enterprise Risk Management include:

  • Strong committed, visible leadership.
  • Recognising that risk management is an ongoing (not once-off) process.
  • Treating risk management as a tool to achieve business objectives, not as a compliance exercise.
  • Extensive consultation with, and training of, personnel (at all levels).
  • Consistently integrating ERM across all systems and functional areas within the organisation.

Special considerations for business or department amalgamation

 

A regular feature of contemporary business is the process of amalgamation, either of existing segments of an organisation, or of one business with a completely independent second business (M&A).

Determining the business objectives of a new organisation formed in this way is not always a straightforward exercise. The clarity provided by the risk management process greatly assists this determination.

However, amalgamation poses particular difficulties when it comes to the risk management program:

  1. There are often difficulties involved in assimilating risk-related information from different sources, produced using different methods.
  2. Amalgamation poses the threat of extending the commonly experienced problem of risk management “silos” (as mentioned above) even further by creating silos based on the original business or department entities.

On the positive side, these difficulties present an opportunity to reach solutions by upgrading existing risk management systems to Enterprise Risk Management. Moving the new entity to Enterprise Risk Management provides opportunities to:

  1. Clearly identify the objectives of the new entity, and what risks and opportunities exist in achieving these objectives.
  2. Break down barriers and foster a new organisation-wide approach to risk management and the determination of uniform risk appetite.

Next steps

 

Risk management as a discipline has proven its value over time. Now businesses can extend this value even further by upgrading to Enterprise Risk Management.

For more information on Enterprise Risk Management, safety management, business continuity management and management systems, contact us. We are experts in providing independent and objective facilitation of the process of upgrading or developing new Enterprise Risk Management programs. You can also access other informative articles on our News page dealing with Enterprise Risk Management, as well as newsletters downloadable from our Publications page covering Enterprise Risk Management issues.

The challenges of Anger Management

Anger is the natural emotion humans feel in responding to a perceived threat, frustration, assault or obstruction to our humanity and who we are.
For men, anger is their most common and immediate reaction to the experience of physical or emotional pain and fear.

Often anger will show up most in a man’s relationship with his partner, and this can develop into violence toward her.

For a partner over time she becomes sick of living with fear, intimidation and humiliation, and usually in time, finds the strength to give him an ultimatum “You get fixed or I’ll get out”.

There needs to be a distinction between anger and violence. Anger is an emotion. Violence is what some people might do when they are angry, or even when they are not. Violence can be physical, emotional or spiritual.

For many men their softer emotions of fear and sadness have been covered or not expressed. They have been taught “Be a man. Be strong. Take control of your life – even if you fail. But don’t show your true feelings – especially your pain and fear”. They only have access to their anger. Anger can cover so much of a man’s personal pain.

The good news is that you can solve your anger problem. Not by berating yourself as sick or sinful, but by recognizing yourself as a human being with an emotional life experience as well as a rational one.

The challenge is not really to work against your anger, but to become aware of where it comes from. To take control of your anger and direct what you do with it.
Anger is not about control. It is about loss of control. For most men losing control is painful and fearful. You can feel vulnerable and feel like you’ve failed. Sometime men fear the consequences of losing control more than just about anything else. The pain of failure and the fear of losing control drives much of men’s anger.

The Hart Centre Australia has around 50 Psychologists in centres around Australia ready to help you manage your anger in individual anger management sessions. Contact the Hart Centre Phone 1300830552 for more details anger management and anger counselling.

External Building Products for Appearance and Insulation

Nowadays, there are many external building products that can be adopted to improve the general appearance of any homes, offices, and any other buildings. In this article, there are three top products that are widely popular among all owner builders, homeowners, builders, engineers, or architects. These products include Styrofoam insulation, stone cladding, and vinyl wall cladding. They are selected because they can significantly add value to any houses or buildings.

1. Styrofoam Insulation
Styrofoam insulation is one of the most praised items for architects. This item can be used in any concrete forms. This product has many air pockets that can make it an ideal option as an insulator. Here are a few advantages of using styrofoam insulation.

Styrofoam is highly resistant against extremely high temperature. Because of that reason, this material is mostly used in roofs in order to defend any houses from high temperature. Styrofoam also has closed cell structure, so this material is resistant against moisture or water vapors. This material is able to stop any fungi or mildew well when it is used as the insulator. Many people love using the styrofoam insulation because it is very easy to handle. There are many options that are attainable for the styrofoam. This material can be added in many different forms, including sheeted wall insulation, pipe insulation, ground flake insulation, and many other insulation forms.

The styrofoam insulation is mostly manufactured from the styrofoam sheets. The styrofoam insulation sheets can come in a big selection of different shapes. People are able to select the best sheet based on their desires and wants. The insulation sheets are extraordinarily easy to handle and cut on site. This material can become the thermal insulation and vapor barrier. Therefore, people do not need any fiberglass or foils as the additional protection layer.

2. Stone Cladding
Stone cladding is one type of the external cover for a building or house. This cover is very useful to boost the whole appearance of any houses or buildings. It is very effective to protect people from rainwater, snow, airborne toxins, and UV damage. Many people use this product to improve the value of their homes.

Stone cladding usually uses a thin layer of stone in order to camoflauge any substrates, such as steel or concrete. This material is generally preferred because of its durability, aesthetic appeal, low maintenance, and the protective features. This cover works well during the summer season because it does not trap any heats from the environment. This stone cladding is widely available in a range of different colors, including beige, cream, golden, yellow, or charcoal. People can choose the best colors and designs based on the design or style of their houses.

Many experts believe that stone cladding is very long-lasting. It can last for decades without having any maintenance procedures. Because of that reason, this product is an ideal option for people who do not want to deal with any complex maintenance procedures in the future.

3. Vinyl Wall Cladding
This is a kind of cladding manufactured from polyvinyl chloride (PVC) that is amalgamated with the other substances. Many people love having this vinyl wall cladding in their houses. It is generally used to improve the value of any houses in order to be functional and aesthetically appealing.

Some people claim that a vinyl wall cladding is actually maintenance free. This product does not require repairs, touch ups, or repainting after they are installed correctly in a house. This material is thought to be the most sturdy building products available on the market because it can remain in tact for decades after the installation. It is very eco-friendly because it is recyclable. This is one of the most economic cladding options that are available on the market. This product is also desirable because it is safe for human health. This product releases less toxic compounds than any other exterior cladding materials.

Those are top three external building products that are very popular among our society. They are {chosenselected} because they have a lot of features for almost all homeowners. It is vital to choose the best products from a highly regarded company in order to avoid any concerns in the future. Compare all available options on the market in order to find the best home building products.

Property for Sale Townsville

The development of real estate has led to the rapid expansion of some towns in addition to providing social security to home owners. Any person with a burning desire to own real estate, whether for commercial or residential purposes should think of doing so in Townsville. It is a port city that offers beautiful scenery and attracts a big number of potential investors. Real estate Townville has undergone major changes to an extent that special firms have set up base to help the ever increasing number of interested home buyers. It is a town that provides a comfortable living atmosphere because of several factors.

Conducive Locality
Townsville is located at a strategic zone, thus enabling real estate owners to have a quick access to transport services. Being a port city, residents have a covetable opportunity to travel by sea to distant places along the sea within Australia. The presence of a major road network facilitates easy movement of both people and goods. The roads are well tarmacked, which means vehicles are guaranteed a long life span. A good number real of houses are constructed along the river banks that transverse the city. This means that the rivers could also offer alternate means of transport to the residents. Most of the magnificent estates are located near the parks away from the busy streets, thus providing dwellers with utmost peace and a chance to enjoy the natural fauna and flora.

Some estates are built along the coastal beaches thus providing a spectacular view from the balconies of the houses. The cool breeze emanating from the sea makes living in Townsville a memorable experience.

Availability of Home Loans
The ownership of real estate Townsville is not a preserve of the economically stable individuals. This is attributed to the entrance of firms that purchase real estate on behalf of individuals. The individuals will then repay the total amount accruing through affordable installments at very attractive interest rates. This mechanism has enabled a big number of residents to live a great life in modern housing units. Apart from housing units, there are numerous rental properties evenly spread throughout the City. This means that even those who are not permanent residents can still enjoy a great life in Townsville. Very friendly agents will facilitate the entire process on behalf of the potential tenant.They are available at pocket friendly rates and there is no reason as to why people should not give them a thought. For property for sale in Townsville, visit Ian Clarke Real Estate.

Modern Designs
Investors in real estate in Townsville have incorporated modern housing designs and this has added to their fabulous look. They have all the latest security appliances installed. This includes closed circuit television that monitors the movements of intruders. Burglar proof alarm systems have been seconded to all the strategic places. Some homes have electric fences in addition to digitalized gates that do not necessitate the need of a home guard. These features ensure the dwellers live comfortably without much worry. Individual gated housing units are available at special localities whereas those who prefer living as a community can still find modern flats that can accommodate several tenants.

Some houses have state of the art swimming pools as well as a complete gym facility to ensure that owners retain their physical agility all the time.

Availability of Adequate Social Amenities
Townsville being a commercial city, it presents numerous and adequate social amenities to its residents. For instance, the presence of major banks in the town ensure the residents have unlimited access to their finances. This has also led to the establishment of improved health facilities thus subjecting residents to great life. The people in Townsville also have an opportunity to sample some of the best sea delicacies due the presence of a major water body nearby.

The water body offers an appropriate environment to undertake sporting activities such as water skating, boat riding and sand bathing in the summer weather.

Maximum Safety
Due the revenue generated by the development of real estate Townsville, the local authorities have put in place proper security measures in place by providing metropolitan police. They carry out regular patrols around the estates thus assuring dwellers of a great life free from security threats. The roads to the estates are also well lit at night courtesy of the local authorities’ security policy.